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How Long Does Pre-Settlement Funding Take? Understanding the Timeline

How Long Does Pre-Settlement Funding Take? Understanding the Timeline

Sep 24, 2025

Sep 24, 2025

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When you’re injured and facing mounting expenses, one of the first questions you’ll ask about pre-settlement funding is: How long will it take to get the money? The good news is that pre-settlement funding is often much faster than traditional financing options. In many cases, plaintiffs receive cash within 24–48 hours of approval.

This article breaks down the steps of the funding process, what influences the timeline, and how Instabridge ensures plaintiffs get support when they need it most.

The Typical Pre-Settlement Funding Timeline

While each case is unique, the process generally follows these steps:

  1. Application – You submit basic information about your case, often online or over the phone.

  2. Attorney Contact – The funding company contacts your lawyer for documentation and case details.

  3. Case Review – The provider evaluates liability, damages, and expected settlement value.

  4. Approval Decision – If the case qualifies, the provider offers funding terms.

  5. Funding Disbursement – Once you and your attorney sign the agreement, funds are released.

For many plaintiffs, this entire process can be completed in as little as 24–48 hours.

Factors That Affect How Long It Takes

1. Attorney Cooperation

Quick responses from your lawyer speed up the process significantly. If your attorney provides documents promptly, approval can happen quickly.

2. Case Complexity

Straightforward cases (like car accidents with clear liability) are reviewed faster than complex cases (such as medical malpractice or mass torts).

3. Documentation Readiness

Having key records—medical reports, police reports, or legal filings—readily available makes review smoother.

4. Funding Amount Requested

Larger advances may require more careful review than smaller requests.

How Instabridge Speeds Up the Process

At Instabridge, we understand that plaintiffs often need money urgently. That’s why we:

  • Streamline communication directly with your attorney

  • Request only the essentials to minimize delays

  • Provide fast approvals, often in less than 24 hours

  • Disburse funds quickly—many clients receive money the same or next business day

What Plaintiffs Can Do to Help

  • Notify your attorney before applying so they’re prepared to respond

  • Gather relevant documents (medical bills, police reports, etc.) in advance

  • Apply early if you know your case may take months or years to resolve

Conclusion: Quick Relief When You Need It Most

While every case is different, most plaintiffs receive pre-settlement funding in just a few days. By working with a provider like Instabridge—one that prioritizes speed, transparency, and attorney cooperation—you can count on getting financial support exactly when you need it.

If you’re facing financial strain while waiting for your case to settle, contact Instabridge today. We’ll help you secure funds quickly so you can focus on recovery and justice.

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Waiting on a Settlement? Get Cash Now!

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Waiting on a Settlement? Get Cash Now!

Instabridge Funding provides fast, risk-free legal funding.