Guide
A workplace injury can turn your life upside down in an instant. Beyond the physical pain and emotional toll, there’s often a significant financial burden. Lost wages, mounting medical bills, and everyday expenses don’t stop just because you’ve been hurt. And unfortunately, workers' compensation claims or lawsuits against employers can take months—or even years—to resolve.
That’s where pre-settlement funding comes in. This financial tool provides injured workers with a cash advance against their potential settlement, helping them cover expenses and stay afloat while waiting for their case to move forward.
What Is Pre-Settlement Funding?
Pre-settlement funding is a non-recourse advance provided to plaintiffs involved in a pending legal claim. You only repay the funding if you win or settle your case. If you don’t recover compensation, you owe nothing.
It’s not a traditional loan—there are no monthly payments, no credit checks, and no employment requirements.
How Workplace Injury Cases Can Benefit from Pre-Settlement Funding
1. Replace Lost Income
Many injured workers are unable to return to work during recovery. Even with workers’ compensation, benefits may be delayed or insufficient to meet basic needs.
How Funding Helps:
Covers rent, utilities, and groceries
Helps avoid late payments, debt, and financial strain
Provides stability while you heal
2. Pay for Ongoing Medical Care
Workplace injuries often require long-term care: physical therapy, follow-up surgeries, and medications. Medical bills can pile up quickly, especially if insurance coverage is limited.
How Funding Helps:
Pays for necessary treatments and rehabilitation
Ensures consistent care without interruption
Prevents debt from unpaid medical expenses
3. Avoid Early Settlements Under Pressure
Insurance companies or employers may offer quick but inadequate settlements, hoping financial pressure forces you to accept.
How Funding Helps:
Gives you the time and resources to wait for a fair offer
Strengthens your attorney’s negotiation position
Prevents accepting less than your case is worth
Who Qualifies for Pre-Settlement Funding in Workplace Injury Cases?
You may be eligible if:
You have an open personal injury or workers’ compensation claim
You’re represented by an attorney
Your case has a strong chance of settlement or success
Tip: Many funding companies work directly with your attorney to evaluate your case and streamline the process.
How to Apply for Workplace Injury Pre-Settlement Funding
The application process is simple and stress-free:
Submit a Request: Apply online or by phone.
Case Review: The funding company contacts your attorney to review case details.
Approval: If approved, you’ll receive a funding offer within 24–48 hours.
Receive Funds: Cash is deposited directly into your account—no repayment unless you win.
Choosing the Right Funding Provider
Not all funding companies are the same. Look for:
Non-Recourse Terms: No repayment if you lose
Transparent Fees: No hidden costs or vague contracts
Simple Interest Rates: Avoid compounding debt
Fast Approval Times: Funds when you need them most
Final Thoughts
If you’ve been injured at work and are struggling financially while waiting on a claim or settlement, pre-settlement funding can offer the relief you need. It’s a smart way to protect your financial health without putting your future settlement at risk.
With the right funding partner, you can focus on healing and building your case—not stressing about bills.
Need Financial Support After a Workplace Injury?
We’re here to help. Contact us today to learn more about pre-settlement funding options and how to apply—so you can get the support you need to move forward with confidence.
