Guide

Pre-Settlement Funding for Minor Plaintiffs: What Parents Need to Know

Pre-Settlement Funding for Minor Plaintiffs: What Parents Need to Know

Oct 7, 2025

Oct 7, 2025

Back to blogs

Back to blogs

When a child is injured due to someone else’s negligence, the emotional and financial toll on a family can be enormous. Medical care, therapy, and long-term recovery needs can quickly create financial strain—especially when parents must take time off work to care for their child.

While a lawsuit can help secure compensation for the child’s future, these cases often take years to resolve. Pre-settlement funding offers families immediate financial relief, helping them cover urgent costs while protecting the child’s long-term settlement.

Understanding Lawsuits Involving Minors

When a minor is injured, a parent or legal guardian files the lawsuit on the child’s behalf. Common cases include:

  • Car accidents

  • Medical malpractice or birth injuries

  • School or daycare negligence

  • Defective products or unsafe premises

Because minors can’t legally enter contracts or manage settlements, the court carefully oversees how funds are handled to ensure they benefit the child.

Why Minor Cases Take Longer to Resolve

Lawsuits involving minors often move slowly because they require:

  • Detailed medical evaluations and future care projections

  • Court approval for settlements and payouts

  • Expert testimony on long-term impacts

  • Strict oversight of how settlement funds are distributed

During this time, families still face ongoing expenses related to care, housing, and daily living.

How Pre-Settlement Funding Helps Families

Pre-settlement funding provides a non-recourse cash advance against the anticipated settlement. This means:

  • Funds are available now to cover immediate needs

  • Repayment only happens if the case wins or settles

  • If the case is unsuccessful, you owe nothing

Parents or guardians can use the advance to:

  • Pay medical bills, therapy, and rehabilitation costs

  • Cover travel expenses for medical appointments

  • Replace lost income from missed work

  • Support daily living expenses while focusing on their child’s recovery

Important Safeguards for Minor Plaintiffs

Because these cases involve children, funding is handled with extra care:

  • Parental or guardian consent is required

  • Attorney approval ensures the advance aligns with the case strategy

  • Court oversight may be needed to protect the child’s future settlement

These safeguards ensure the funding benefits the family now without jeopardizing the child’s future compensation.

Why Families Trust Instabridge

Instabridge understands that cases involving children require compassion and care. We provide:

  • Fast, responsible funding within 24–48 hours

  • Transparent agreements reviewed by your attorney

  • Non-recourse protection—you owe nothing if the case doesn’t succeed

  • Dedicated family support from a team experienced in sensitive cases

Conclusion: Support When Families Need It Most

When a child is injured, parents shouldn’t have to choose between financial stability and waiting for justice. Pre-settlement funding from Instabridge offers immediate relief—allowing families to focus on care, not costs.

If your child is involved in a lawsuit and your family needs financial support, contact Instabridge today. We’ll help you bridge the gap safely and compassionately.

Other Blogs

Other Blogs

Waiting on a Settlement? Get Cash Now!

Instabridge Funding provides fast, risk-free legal funding.

Waiting on a Settlement? Get Cash Now!

Instabridge Funding provides fast, risk-free legal funding.