For plaintiffs

How pre-settlement funding works.

A plain-English walkthrough of how you get cash advanced against your future settlement — with no credit check, no upfront cost, and no risk if you lose.

01

Apply in minutes

Tell us about your case. Free, no obligation, no credit check.

  • Takes about 4 minutes
  • No credit check, no SSN required
  • Free and no obligation
02

We verify with your attorney

Your attorney verifies the case and shares details through a secure link.

  • Secure tokenized link sent directly to your lawyer
  • No account creation required for them
  • Most attorneys verify in under 30 minutes
03

Get funded

Approved cases receive funds within 24–48 hours via direct deposit.

  • Funds wired or direct-deposited
  • No payment due until your case settles
  • Zero owed if you lose your case
Plain-english pricing

What does it actually cost?

We charge a fee that accrues over time as a percentage of the advance. Rates are capped, disclosed up front, and never change. Here's a simple example:

Advance amount
$10,000
Case settles in 12 months
~$13,000
Approximate payoff to Instabridge
If you lose
$0
Non-recourse — you owe nothing, ever.

Example for illustration only. Actual rates vary by case type and term. Full pricing disclosed in your funding agreement before any advance is made.

What makes Instabridge different

No credit check

We don't pull credit. Approval is based entirely on your case.

Cash in 24–48 hours

Most approved plaintiffs are funded the same business day.

Lower rates

We compete on price. Capped fees, transparent terms, no surprises.

$0 if you lose

Non-recourse means you only repay from your settlement. Lose the case, owe nothing.

Cases we fund

If you have an active personal-injury or civil case with an attorney, we can probably help. Common case types we fund:

Car accidents
Truck accidents
Motorcycle accidents
Pedestrian accidents
Slip & fall
Premises liability
Medical malpractice
Workplace injury
Wrongful death
Product liability
Dog bite
Spinal cord injury
Traumatic brain injury
Burn injury
Defective drugs
Defective medical devices

Don't see your case type? You can still apply — if you have an active claim with an attorney, we'll review it.

If you lose, you owe $0

Ready to apply?

5 minutes. No obligation. Funding decisions in hours.

Encrypted & confidentialFunds in 24–48 hoursACH · Zelle · Cash App · Check