Medical negligence cases take years. We bridge the gap. $500–$25,000. Non-recourse.
Medical-malpractice cases are the longest-timeline personal-injury cases we fund. Ohio requires an affidavit of merit (Civ.R. 10(D)(2)) before a med-mal complaint can even survive early motions. Expert-heavy cases regularly take 24–48 months to resolve. That timeline — combined with the medical bills, lost income, and uncertainty that follow a serious medical injury — is why plaintiffs use funding on these cases more often than on any other case type per dollar of expected recovery.
A med-mal case is a professional-negligence lawsuit against a healthcare provider (physician, hospital, nurse, radiologist, surgeon) alleging a departure from the applicable standard of care that caused injury. Ohio's statute of repose for med-mal is four years, with strict tolling rules for foreign objects, undiscovered injury, and minors (Ohio Rev. Code § 2305.113). Damages caps apply to non-economic damages ($250,000-$500,000 generally, higher for catastrophic — § 2323.43).
Radiology and primary-care missed-diagnosis cases are among the most common Ohio med-mal profiles. Case value depends on cancer stage at correct diagnosis vs. stage at delayed diagnosis. Expert-heavy; timeline typically 24-36 months.
Wrong-site, retained-object, and technique-error cases. Some resolve faster if the error is undisputed; the fight becomes damages.
Ohio birth-injury cases (HIE, brachial plexus, wrongful birth) are among the highest-value med-mal profiles and among the longest — often 36-60 months. Damages caps have specific carve-outs for these cases.
One-year statute of limitations for med-mal specifically (Ohio Rev. Code § 2305.113(A)) — faster than most PI cases. A four-year statute of repose applies from the act or omission (§ 2305.113(C)) with specific exceptions for foreign objects, undiscovered injury, and minors. Miss the one-year and file inside four years and the case is still dead — the statute of limitations controls.
Ohio med-mal settlements are heavily distribution-tailed: many cases settle in the $100K–$500K range; catastrophic-injury (birth injury, quadriplegia, wrongful death of a young decedent) can reach $1M–$8M+ but non-economic damages are capped. Ohio's cap on non-economic damages is $250K per plaintiff in most cases, $500K when the injury is 'catastrophic' as defined in § 2323.43.
Med-mal underwriting takes longer than any other case type — we need the affidavit of merit, expert-report status, and a realistic take on the applicable damages cap. Turnaround: 48–72 hours once we have a complete file. Advance sizing is calibrated to the multi-year timeline; we frequently structure repeat advances rather than one large upfront disbursement.
The non-economic-damages cap is $250K in typical cases and $500K when injuries meet the 'catastrophic' definition (§ 2323.43). Economic damages (past + future medical expenses, lost income) are NOT capped. For high-medical-bill cases, the cap has less effect than plaintiffs fear.
Ohio Civil Rule 10(D)(2) requires a physician's affidavit stating your case has merit before the complaint can proceed past early motions. For funding purposes, an affidavit of merit is a very strong positive signal — it means a licensed physician has already vouched for the case's viability.
Sometimes. If your attorney has an expert engaged and a preliminary opinion in hand, we can often fund on that basis with a smaller initial advance. Once the affidavit is filed, larger advances become available.
Instabridge offerings that support medical malpractice cases.
medical malpractice cases we've funded across Ohio.