$500–$25,000 while your rider-injury case works to settlement. No credit check. Non-recourse.
Motorcycle injury cases share a lot with car cases but carry a specific set of legal and evidentiary challenges: bias against riders, higher-severity injuries at lower speeds, helmet-law questions, and comparative-negligence disputes over lane position and visibility. Recoveries can be substantial, but insurers reliably lowball first offers on rider cases. That gap is where pre-settlement funding is most useful.
Ohio doesn't require adult riders to wear a helmet (Ohio Rev. Code § 4511.53 — helmet required only for riders under 18 or in the first year of licensure). This matters for two reasons: defense attorneys will still argue non-use as a comparative-negligence factor, and juror-perception issues remain common. Your attorney's job is to neutralize those biases; ours is to fund you through the year or two it takes to resolve.
The single most common Ohio motorcycle case: passenger vehicle turns left across the rider's path at an intersection. Liability is usually clear if the rider had right-of-way; the insurer's argument shifts to comparative negligence (speed, conspicuity).
Highway motorcycle cases at freeway speeds are almost always serious injury. Coverage stacks matter. We fund these regularly on the underlying case profile.
Highest-severity motorcycle case type despite the low speed differential. Clear liability, high medicals — usually a straightforward funding decision.
Same two-year statute as any bodily-injury case (Ohio Rev. Code § 2305.10). Ohio follows modified comparative negligence — you can recover damages if you're 50% or less at fault, reduced by your percentage of fault (§ 2315.33). If a defense expert pegs you at 51%, you recover nothing.
Rider injuries skew severe. Ohio motorcycle-crash settlements involving fractures, road-rash requiring skin grafts, and orthopedic surgery routinely settle above $50K; TBI and permanent-impairment cases regularly reach $250K–$1M+. Instabridge's cap is $25K.
Same core process as car cases, with two additions: we ask about helmet use (for underwriting only — not a bar to funding) and about any dashcam or nearby-intersection-camera footage. Ohio's traffic-camera network is uneven; footage that exists usually needs a subpoena within days.
For adults, no legal duty exists — but insurers routinely raise 'failure to mitigate' arguments about non-use. Most Ohio courts have rejected this at trial. Your funding eligibility isn't affected by helmet use; case value can be, and your attorney's job is to keep the argument out of the jury's hands.
Yes, if your net fault is 50% or less under Ohio comparative negligence (§ 2315.33). We evaluate the case posture with your attorney — a strong right-of-way argument can carry a case even when the rider was slightly over the limit.
License status affects settlement negotiations but doesn't automatically bar recovery. We can fund cases with license issues; the funding amount just reflects the reduced expected settlement.
Instabridge offerings that support motorcycle accident cases.
motorcycle accident cases we've funded across Ohio.