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Pedestrian Accident Cases: Using Pre-Settlement Funding to Support Your Claim

Pedestrian Accident Cases: Using Pre-Settlement Funding to Support Your Claim

May 28, 2025

May 28, 2025

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Pedestrian accidents are unfortunately common and can leave victims with severe injuries and financial strain. According to recent traffic data, thousands of pedestrians are struck and killed by vehicles each year – for example, U.S. road statistics show that 7,388 pedestrians died and roughly 60,577 were injured in traffic crashes in 2021. Even more recent data suggest this problem is growing: in just the first half of 2024, 3,304 pedestrians were killed by vehicles. These accidents often involve high-speed impacts or hazardous road conditions, leading to broken bones, head trauma, spinal injuries, and other life-altering harm. For a walking victim, the aftermath can include immediate hospital bills, surgeries, rehabilitation costs, and weeks or months off work.

These costs add up fast. Pedestrian accident victims may face tens of thousands of dollars in medical bills before a settlement is reached. Many cannot work while recovering, creating a financial emergency. Pre-settlement funding from Instabridge can provide a cash advance to help cover these expenses now, rather than waiting for the lawsuit to resolve. This way, injured pedestrians can get the treatment they need and pay living costs without forcing an unfair early settlement.

Financial and Physical Impact of Pedestrian Injuries

Even a relatively minor pedestrian collision can cause ongoing expenses: follow-up visits, ongoing medications, durable medical equipment, and home care. These costs can overwhelm anyone’s finances, especially if the victim is the family’s primary earner. Instabridge understands that victims of pedestrian accidents shouldn’t have to choose between their health and their bills.

How Pre-Settlement Funding Works for Your Case

Pre-settlement funding (also called lawsuit funding or cash advance) is not a loan in the traditional sense. It is an advance on the expected settlement or judgment of your pedestrian accident case. When you apply, Instabridge evaluates the merit of your claim (together with your attorney) and, if approved, provides funds typically within 24–48 hours. There are no monthly payments or credit checks required – repayment comes only when and if you win your case. In other words, pre-settlement funding is non-recourse: you only repay the advance if your case is successful.

Instabridge specifically tailors its funding for personal injury cases like pedestrian accidents. For example, we can advance you a portion of your expected payout so that you have enough cash on hand to manage expenses, while preserving the majority of your eventual settlement for yourself. One funding provider explains it this way: advances are “only a portion of your eventual settlement… so that you receive enough money to cover your living expenses, but not so much that it would cut significantly into the eventual settlement you’re depending on”. This ensures you stay afloat without sacrificing the bulk of your compensation.

Benefits of Pre-Settlement Funding for Pedestrians

When you’re facing pedestrian accident injuries, having extra cash can be a game-changer. Some key advantages include:

  • Covering urgent expenses: You can use the funds for immediate needs like rent or mortgage, utilities, groceries, and childcare. Many victims apply advances to pay basic living expenses while they recover. For example, one provider notes clients often use funding for things like rent, food, and car payments while unable to work. This relief means you won’t be forced to settle early just to pay bills.

  • Paying medical costs: Use the advance to pay deductibles, co-pays, or continuing therapy. Keeping up with treatment can improve your recovery and your case’s value.

  • Reducing stress: Financial pressure is a huge strain. By easing money worries, you can focus on healing and on your case, rather than juggling bills.

  • Strengthening your case: Without money worries, you can let your attorney fight for the best outcome. Funding “allows you to reject an unreasonable [settlement] offer because you’re financially stable,” giving lawyers time to negotiate and build a stronger claim. This means you don’t have to be pressured into a quick, lowball deal because of financial desperation.

At Instabridge, our goal is to help pedestrian accident victims hold out for full justice. We work quickly with your lawyer to gather case details and determine an appropriate advance amount. The process is straightforward: you apply online or by phone, provide basic information, and we handle the rest.

How to Apply for Instabridge Funding

Applying with Instabridge is designed to be easy and transparent:

  • Consult your attorney: Make sure you have an attorney or legal representative. Pre-settlement funding providers, including Instabridge, require a lawyer on your case. If you don’t have one yet, our team can help point you in the right direction.

  • Submit basic info: Fill out our simple form with details about your accident, injuries, and expenses. We’ll ask for a fee agreement, medical records, and other standard documents related to your case.

  • Quick review: Instabridge will review the merits of your claim and confirm that you have a valid pedestrian accident case. We often coordinate directly with your attorney during this step.

  • Receive funds: Once approved, you typically get your cash advance in 24–48 hours. You can use the money however you need — there are no restrictions. (You only repay the advance, plus any agreed fees, out of your final settlement or verdict.)

Throughout the process, Instabridge is committed to clear communication. You will know exactly how much you can get and what it will cost, with no hidden fees. Because our funding is non-recourse, you can rest assured that if your case isn’t won, you owe us nothing.

Conclusion: Move Forward with Confidence

Pedestrian accident cases can be long and challenging. You shouldn’t have to wait to get back on your feet — literally and financially. If you’re a victim of a pedestrian accident, pre-settlement funding from Instabridge can give you the breathing room to focus on recovery and your legal case, not on mounting bills. Remember, you don’t pay back the advance unless you win your case.

Contact Instabridge today to discuss your pedestrian accident claim. We’ll review your situation with sensitivity and urgency and help secure the funding support you need to stay strong throughout the litigation.

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