For plaintiffs who receive pre-settlement funding, one of the most common questions is: What happens once my case settles? Understanding how repayment works helps ensure there are no surprises once your lawsuit concludes.

The good news is that repayment is simple, transparent, and handled directly through your attorney. With Instabridge, everything is designed to be stress-free—so when you win your case, you can focus on your recovery, not paperwork.

Step 1: Your Case Settles or Wins

When your case concludes—either through settlement or a court award—your attorney receives the settlement funds directly. This is standard legal procedure and ensures that all liens, legal fees, and obligations (including your pre-settlement advance) are handled properly before you receive your portion.

Step 2: Your Attorney Handles Repayment

Your attorney reviews the funding agreement and calculates repayment based on the agreed-upon terms. Because pre-settlement funding is non-recourse, repayment only occurs if your case wins or settles.

Here’s how the process typically works:

1. The defendant or insurer releases the settlement funds to your attorney’s trust account.

2. Your attorney pays any outstanding liens or legal fees.

3. The pre-settlement funding company—such as Instabridge—is repaid from the remaining balance.

4. The rest of the funds are disbursed to you.

This ensures full transparency and compliance with legal and ethical guidelines.

Step 3: Understanding Non-Recourse Protection

Unlike traditional loans, pre-settlement funding is non-recourse—meaning you only repay if your case is successful. If your case is lost, dismissed, or results in no payout, you owe nothing.

This structure protects plaintiffs from financial risk and ensures that repayment is always fair and proportional to your outcome.

Step 4: How Instabridge Keeps Repayment Fair

At Instabridge, we’re committed to transparency and integrity. Our repayment process includes:

• Clear terms upfront—no hidden fees or compounding interest

• Attorney coordination—all repayment handled through your legal counsel

• Fair settlement alignment—repayment adjusted if your case settles for less than expected

• No pressure or confusion—you’re informed at every step

We believe funding should help plaintiffs, not burden them.

Step 5: You Receive the Balance

Once all obligations are cleared, your attorney transfers your remaining settlement funds directly to you. The process is seamless and ensures you keep full control of your finances without worrying about chasing or managing payments.

Conclusion: A Simple, Transparent Repayment Process

Repaying your pre-settlement advance is straightforward and handled entirely through your attorney once your case resolves. With Instabridge, you can trust that everything is managed ethically, clearly, and without risk.

If you’ve already received funding or are considering applying, you can rest assured that the process—from approval to repayment—is designed to protect your interests at every step.

Contact Instabridge today to learn more about how we make pre-settlement funding simple, fair, and stress-free.