Guide
For plaintiffs in long-running lawsuits, a single pre-settlement advance may not always be enough. Medical bills, household expenses, and lost wages can continue to pile up over months—or even years—while waiting for a fair settlement. This leads many to ask: Can I get multiple pre-settlement advances on the same case?
The short answer is yes—under certain circumstances. This article explains how multiple advances work, when they’re possible, and how Instabridge helps plaintiffs secure additional funding responsibly.
Understanding Pre-Settlement Funding as a Cash Advance
Pre-settlement funding is not a traditional loan. It’s a non-recourse cash advance based on the anticipated value of your lawsuit. When you win or settle your case, the funding company is repaid from your settlement proceeds.
Because the funding amount depends on your expected recovery, there are limits to how much you can borrow. However, if your case’s value increases or additional documentation strengthens your claim, additional advances may become available.
When Multiple Advances Are Possible
1. Your Case Has Increased in Value
As your lawsuit progresses, new evidence or expert testimony may raise the estimated settlement amount. This can allow a funding company to offer additional cash advances.
2. You’ve Repaid a Portion of the First Advance
If your case has partially settled or you’ve received an interim payment, you may qualify for another advance against the remaining portion of your claim.
3. Your Attorney Supports It
Funding companies require cooperation from your attorney for every advance. Your lawyer must confirm your case’s status and that additional funding won’t jeopardize your recovery.
Key Considerations Before Requesting Another Advance
While multiple advances can provide critical financial support, plaintiffs should approach them carefully:
Understand the Repayment Impact: Each advance adds to the total amount you’ll repay from your settlement.
Avoid Overfunding: Too much funding can leave little left for you after legal fees and repayment.
Review Terms and Fees: Ensure additional advances don’t come with higher rates or new hidden charges.
Discuss With Your Attorney: Your legal team can help assess whether a second advance aligns with your case strategy and financial needs.
How Instabridge Supports Additional Advances
At Instabridge, we understand the financial pressures plaintiffs face during prolonged litigation. Our approach to multiple advances is designed to be responsible and plaintiff-friendly:
Case Review Updates: We reassess your case’s value to determine if additional funding is appropriate.
Fast Processing: Approved plaintiffs can often receive a second advance within 24–48 hours.
Transparent Terms: You’ll receive a clear breakdown of repayment amounts for all advances—no surprises.
Non-Recourse Protection: As always, if your case is unsuccessful, you owe nothing.
Responsible Funding for Long-Term Security
While multiple pre-settlement advances can be helpful, they should always be used judiciously. The goal is to meet immediate financial needs while ensuring you retain a fair portion of your settlement once your case concludes.
Instabridge works closely with plaintiffs and their attorneys to balance these priorities—providing financial relief without compromising future recovery.
Conclusion: Additional Funding When You Need It Most
Life doesn’t pause during a lawsuit, and neither do your expenses. If you’ve already taken an advance but need more support, Instabridge can help evaluate your case and provide additional funding when appropriate.
Contact Instabridge today to discuss your situation and learn how we can help you stay financially secure as your case progresses.