Guide
Medical treatment after an injury isn’t just important—it’s essential for healing, quality of life, and supporting your legal claim. Unfortunately, the cost of medical care can be prohibitive for many plaintiffs, especially if they are out of work and waiting months or even years for their case to resolve. This is where pre-settlement funding can make a life-changing difference.
In this article, we explore how legal funding empowers plaintiffs to access timely, high-quality medical care while their lawsuit is ongoing, and how using funding strategically can help both your health and your case.
The Problem: Delayed or Inadequate Treatment
Many plaintiffs delay necessary medical treatment because they simply can’t afford it. Health insurance may be limited, or they may lack coverage altogether. This leads to problems such as:
Worsening conditions due to lack of early intervention.
Increased pain or permanent damage that could’ve been prevented.
Weaker legal claims due to gaps in medical records or delays in care.
Insurance companies may also argue that your injuries aren’t serious if you didn’t seek prompt treatment—jeopardizing your case.
How Pre-Settlement Funding Supports Access to Care
Pre-settlement funding provides a cash advance based on your expected settlement, allowing you to pay for:
Doctor’s appointments and diagnostic testing (e.g., MRIs, X-rays)
Surgeries or specialist consultations
Physical or occupational therapy
Mental health care
Transportation to and from medical facilities
You can use the funds however you need—but when used for care, it directly improves your recovery and strengthens your legal position.
Benefits of Using Funding for Medical Expenses
Accessing better medical care with funding brings several key advantages:
Improved recovery: Early and consistent treatment increases your chances of a full physical recovery.
Stronger case evidence: Regular medical documentation supports your claim for damages.
Higher settlement value: Demonstrated need for long-term care can increase the value of your case.
Reduced stress: Getting the care you need eases anxiety and promotes overall well-being.
Investing in your health early on can yield both personal and financial returns as your case progresses.
Coordinating With Your Attorney and Doctors
To make the most of your funding:
Speak with your attorney about treatment options and how medical records impact your case.
Keep records of every appointment and bill—these will help in both your funding and legal process.
Ask providers if they accept lien-based treatment, where payment is delayed until after your case settles.
Use funding responsibly—prioritize care that directly supports your injury claim and overall recovery.
Why Timing Matters for Medical-Related Funding
The earlier you can access proper care, the better. Applying for funding sooner can:
Help you receive a diagnosis and treatment plan quickly
Prevent complications or worsening injuries
Provide crucial documentation from the beginning of your case
Even if you’ve already started treatment, pre-settlement funding can help you continue without interruption.
How Instabridge Makes It Possible
At Instabridge, we understand how critical timely care is to your recovery and legal success. That’s why we:
Approve most funding requests in 24–48 hours
Work directly with your attorney to evaluate your case quickly
Offer non-recourse funding: you repay only if you win
Provide transparent, capped fees so you know what to expect
Whether you need to see a specialist or simply want to avoid delaying treatment, Instabridge gives you the freedom to prioritize your health.
Conclusion: Your Health Comes First
You shouldn’t have to choose between paying bills and getting the medical care you need. Pre-settlement funding offers a powerful solution, helping you get the treatment that not only aids your recovery but also strengthens your legal case.
Contact Instabridge today to learn how legal funding can help you access better medical care and reclaim control of your recovery.
