If you're involved in a lawsuit and experiencing financial strain, pre-settlement funding can provide much-needed relief. But how exactly does the application process work? Fortunately, it’s designed to be quick, simple, and stress-free—especially when you’re working with a transparent and experienced provider.

In this step-by-step guide, we’ll walk you through the pre-settlement funding application process so you know what to expect and how to prepare.

Step 1: Determine If You’re Eligible

Before applying, confirm that you meet basic qualifications:

• You have an active personal injury or civil case

• You are represented by an attorney

• Your case has a likelihood of settlement or success

Tip: Pre-settlement funding is available for a wide range of cases, including car accidents, slip and falls, medical malpractice, workplace injuries, and more.

Step 2: Submit Your Application

You can typically apply online or over the phone. The application process is fast and straightforward. You’ll be asked to provide:

• Basic contact information

• Type of case and date of incident

• Your attorney’s contact details

Good to Know: There are no credit checks, income requirements, or upfront costs to apply.

Step 3: Case Evaluation

After receiving your application, the funding company will contact your attorney to review case details. This evaluation helps them understand the strength and value of your case.

The Review May Include:

• Case type and liability

• Estimated settlement value

• Medical records or accident reports

Tip: Let your attorney know you’ve applied, so they can respond promptly to any requests.

Step 4: Approval and Funding Offer

If your case qualifies, the provider will send a funding offer that outlines:

• The advance amount

• The interest rate (simple or compound)

• Any applicable fees

• The repayment terms

Important: Always review the terms carefully—and have your attorney review the agreement before signing.

Step 5: Receive Your Funds

Once you sign the funding agreement, the provider will disburse the funds—often within 24 to 48 hours. Funds are typically sent via:

• Direct deposit

• Wire transfer

• Check (if preferred)

Use the Advance For:

• Rent or mortgage payments

• Medical bills

• Groceries and daily expenses

• Childcare or transportation

Step 6: No Repayment Unless You Win

Pre-settlement funding is non-recourse, which means:

• You don’t owe anything if you lose your case

• There are no monthly payments

• Repayment is made directly from your settlement proceeds

Your attorney will handle the repayment process when your case resolves.

Final Thoughts

Applying for pre-settlement funding is a simple and stress-free way to get financial support while waiting for your case to settle. By understanding the process and working with a reputable provider, you can secure the funds you need without added risk.

Whether you're struggling with medical bills, rent, or everyday expenses, the right funding partner can offer fast relief—and peace of mind.

Ready to Apply for Pre-Settlement Funding?
Contact us today to start your application and get the support you need—risk-free and repayment-free unless you win.