Guide
Many plaintiffs assume that once a settlement offer is made, they’re no longer eligible for pre-settlement funding. The truth is more nuanced. In many cases, you can still qualify for funding after a settlement offer—as long as the agreement hasn’t been finalized and funds haven’t yet been disbursed.
This article explains how post-offer funding works, what determines eligibility, and how Instabridge helps plaintiffs secure support during the final stretch of their legal journey.
Understanding Settlement Offers and Timing
A settlement offer is a proposed resolution from the defendant or insurer, outlining how much they’re willing to pay to close the case. However, until that offer is formally accepted and signed by both parties, your case remains open—and funding is still possible.
Even after acceptance, there can be delays in processing payments. Insurance companies often take weeks or months to finalize paperwork and issue checks. During this time, plaintiffs may still struggle with bills and other expenses.
When You Can Still Qualify for Funding
You may still be eligible for pre-settlement funding if:
The offer has been made but not accepted by you or your attorney
The settlement is accepted but not yet funded (payment is pending)
The case is awaiting final court approval (common in wrongful death or minor settlements)
In these situations, funding can provide immediate relief while you wait for your payout to arrive.
Why Plaintiffs Seek Funding After a Settlement Offer
Even when a settlement is near, delays in payment can create major financial stress. Plaintiffs may need funds to:
Pay off medical liens or outstanding bills
Cover rent, mortgage, or utilities while waiting for disbursement
Manage relocation or new living arrangements
Bridge the gap between lost income and the final payout
Pre-settlement funding allows you to access a portion of your future settlement now, without taking on debt or risking your credit.
How the Process Works
When you apply for post-offer funding, Instabridge:
Contacts your attorney to verify the settlement amount and payment status
Reviews any pending documentation or court approvals
Offers a non-recourse cash advance based on your confirmed settlement value
Releases funds—often within 24–48 hours of approval
Repayment occurs only once the defendant or insurer disburses the settlement funds.
Why Instabridge Is the Right Choice
Instabridge specializes in helping plaintiffs bridge the final gap between settlement and payment. We provide:
Fast approvals and funding—cash within 24–48 hours
Transparent terms—no hidden fees, no compounding interest
Non-recourse protection—you owe nothing if funds never arrive or the case falls through
Attorney coordination to ensure a smooth and ethical process
Conclusion: Relief While You Wait for Your Settlement Check
Even after your case is settled, it can take time to receive your money. Pre-settlement funding from Instabridge provides peace of mind and financial flexibility during this waiting period—without risk, pressure, or debt.
If you’ve received a settlement offer but haven’t been paid yet, contact Instabridge today. We’ll help you access the funds you need while your final payment is processed.
