Guide
Pre-settlement funding provides vital financial relief for plaintiffs waiting months—or even years—for their cases to resolve. But like any industry, not every provider operates with the same level of integrity. Some companies use hidden fees, compounding interest, or misleading terms that leave plaintiffs with far less of their settlement than expected.
That’s why ethics in pre-settlement funding matter. Plaintiffs deserve transparency, fairness, and protection throughout the process. This article explores the ethical considerations surrounding pre-settlement funding and how Instabridge sets a higher standard for plaintiff-first practices.
Why Ethics Are Essential in Pre-Settlement Funding
Lawsuits already place enormous stress on plaintiffs—physically, emotionally, and financially. Adding unfair funding practices only compounds the burden. Ethical funding ensures that plaintiffs:
Receive fair terms without hidden traps
Are protected from financial risk if their case is unsuccessful
Maintain control of their legal strategy without outside interference
Keep a meaningful share of their settlement
Red Flags of Unethical Funding Practices
Unfortunately, some companies exploit vulnerable plaintiffs with predatory agreements. Common warning signs include:
Compounding monthly interest that inflates repayment amounts
Excessive fees for processing, application, or maintenance
Pressure to over-borrow more than you need
Lack of transparency about repayment totals
Attempts to influence case strategy or push early settlements
These practices not only hurt plaintiffs but can also damage trust in the entire industry.
The Core Principles of Ethical Pre-Settlement Funding
Ethical providers follow clear, plaintiff-focused standards:
Transparency: Clear, upfront disclosure of all costs.
Fairness: Simple repayment terms without compounding interest or surprise fees.
Non-Recourse Protection: Plaintiffs owe nothing if their case is lost.
Attorney Collaboration: Working with, not around, legal counsel.
Respect for Plaintiffs: No interference in settlement negotiations or case decisions.
How Instabridge Leads With Integrity
At Instabridge, ethics aren’t an afterthought—they’re at the heart of everything we do. Our commitments include:
Non-recourse advances only—you’re never at risk if your case fails
Transparent contracts—easy to understand, with no hidden fees
No compounding interest—we keep repayment fair and predictable
Attorney partnership—we work directly with your lawyer to protect your case strategy
Compassionate support—our team treats every client with dignity and respect
Conclusion: Plaintiffs Deserve Ethical Funding
Pre-settlement funding should empower plaintiffs—not exploit them. By choosing a provider that values transparency, fairness, and ethics, you can access the financial relief you need without sacrificing your settlement or your rights.
Instabridge is proud to be a leader in ethical pre-settlement funding. If you’re considering an advance on your case, contact us today to learn how we put plaintiffs first at every step.
